One of the best things that you can do to protect your financial future is to maintain good credit. Your credit score is a three-digit number that can make or break your finances. There are a number of negative consequences of bad credit. Credit Card and Loan Applications May Not be Approved Creditors know that they are taking a risk every time that they lend someone money. However, they know that they are taking an even bigger risk if they lend to someone who has a low credit score. That is why bad credit will make it a lot harder…